This Victorian-era cluster halo engagement ring combines 14 karat yellow gold and 14 karat white gold. At its center is a .28-carat Old Mine cut diamond, with eight 2.0mm accent diamonds weighing .037 carats each. The diamonds are set in white gold bezels, forming a halo around the center stone, all resting on a yellow gold band. The two-tone gold setting highlights the Victorian design, blending antique charm and detail.